Broker Check

Services for Individuals

Working with individuals and families, MW Financial Group, Ltd. focuses on a comprehensive planning process in order to understand clients’ entire financial pictures, including where they are today and where they want to be tomorrow.

The following are some of the personal planning services the firm offers:

Retirement Planning

As individuals and families approach retirement, retirement planning becomes more critical. Many clients planning for retirement are less focused on taking risks and more focused on managing and preserving their wealth and creating a predictable income stream that can last through retirement. We work with clients to develop comprehensive strategies for retirement, including accumulation planning and income planning, that may help them determine when they can retire and what income they can possibly receive on a consistent basis.

Estate and Inheritance Planning

Preserving wealth and transferring an estate to family and heirs can be complicated. If an estate plan isn’t set in place, one’s wishes may not be carried out, as the estate will be transferred to the state to handle according to probate laws. At MW Financial Group, Ltd., we seek to demystify the common misconceptions of estate and inheritance planning, assist clients in articulating their estate planning needs, and coordinate the work of other professionals who may be needed, including attorneys and CPAs. Whether a client wishes to use a trust or other method, we can offer guidance regarding today’s confusing estate and tax laws.

College Planning

A major concern among families is determining how they will pay for their children’s college expenses. We can help clients calculate college costs, evaluate funding options, and create an education strategy tailored to their goals. We can also provide insight and advice to clients regarding their options, including 529s, education savings accounts, and more.

Investment Planning

It can be difficult for people to obtain the financial independence they desire and many individuals and families don’t understand the complex world of investments or have the time to develop a strategy. Whatever your future goals, be it sending a child to college or living a comfortable retirement, it’s important to invest and have a plan that can help you pursue those goals. At MW Financial Group, Ltd., we help our clients develop a customized investment strategy based on their unique situation, personal objectives, and risk tolerance.

Financial Organization

In order to pursue and progress toward your financial goals, your finances need to be organized.

Insurance Planning

As individuals age, the need for insurance may increase. Often, clients have had a hard time prioritizing their needs, including life insurance for their family. Oftentimes, they are hesitant to invest in long-term care insurance because they may never use it. Today, life insurance has become a vehicle to cover many risks. With so many available programs and plans, it can be difficult to determine an appropriate solution. We can assist individuals and families evaluate their options and offer guidance.

Long-Term Care*

Many people have a retirement plan to help them accumulate the necessary savings to fund a secure retirement. Unfortunately, not many people have a "longevity plan" to take into account the special considerations they may face later in life. An important part of a sound plan is developing a strategy to protect your independence, financial security, and choices should you need ongoing assistance with the basics of everyday living. The longer you live, the greater the possibility that you will someday need long-term care. The strategy for protecting against the costs associated with long-term care is a critical consideration to factor into your longevity plan. At MW Financial Group, Ltd., we can help you address commonly asked questions regarding long-term care insurance.

*Neither Guardian nor its subsidiaries issue Long-Term Care Insurance